Step 1: We assess your home and recommend improvements. Step 2: We coordinate contractors and cover upfront costs. Step 3: When your home sells (ideally for a higher price thanks to the improvements), you pay back the cost of the work from the closing proceeds. (You pay nothing until the house is sold.

We can cover many kinds of home improvements to help your property sell for top dollar. For example: o Cosmetic upgrades like fresh interior/exterior paint, updated light fixtures, or new flooring. o Kitchen or bathroom improvements (such as replacing countertops, appliances, or fixtures). o Exterior work like landscaping, yard clean-up, or minor roof and siding repairs. o Safety or maintenance fixes (e.g., electrical or plumbing repairs, HVAC servicing) to ensure the home passes inspections.

We take care of selecting and coordinating the contractor(s) for the work. We have a network of trusted, licensed professionals we regularly work with, ensuring the job is done efficiently and up to high standards. However, we’ll always discuss the plan with you—if you have a preferred contractor or specific request, we can accommodate it as long as they meet our quality and timing requirements. Our goal is to make the process hassle-free for you while guaranteeing professional results.

In the unlikely event your home doesn’t sell within 12 months, we’ll have a contingency plan in place from the start. Typically, the agreement will require you to pay the cost of the repairs at the 12-month mark (since we can’t defer payment indefinitely). We will work with you to potentially extend the listing period or set up a payment plan if needed. Rest assured, our priority is to get your home sold, and we will be actively marketing it long before reaching that point.

Homeowners needing upgrades before selling - Inherited property owners - Sellers facing inspection or appraisal issues - Anyone with equity who needs help selling quickly

No. There is no formal credit check or traditional loan approval required. This program isn’t a loan; it’s a service we provide exclusively to our selling clients. Essentially, we front the cost of the improvements for you with no interest and no hidden fees, under the agreement that the expense is repaid when your home sells. We do make sure at the outset that your property’s expected value can cover these costs at closing, but you won’t need to go through any bank paperwork or approvals.

The program is designed to minimize risk for you. You pay nothing out of pocket until closing. The main thing to keep in mind is that you are still responsible for the improvement costs eventually—if you decide not to sell or if the home doesn’t sell within the agreed timeframe, you will need to pay back the renovation expenses (per the terms we set in advance). However, there are no added interest charges or surprise fees, and all improvements are aimed at boosting your home’s value and appeal. We make sure everything is clear and transparent so you know exactly what to expect.

Yes. This program is an exclusive offering for clients who list their home with Davis Realty Group. We provide this service as part of our full listing package to help you sell for the best possible price. By working with us from start to finish, we can invest confidently in your home’s improvements and ensure the selling process is managed effectively. If you choose not to list with Davis Realty Group, you wouldn’t be eligible for the “List Now. Fix Now. Pay Later.” program.

- Boost your home's value and appeal. - Use licensed, vetted contractors. - Get top dollar with no stress.

- Increase your home’s selling price - No upfront costs or credit check - Fast, professionally managed renovations - Trusted by Indianapolis homeowners

- Must list with Davis Realty Group - Property must have sufficient equity. - Repayment is due at closing or within 12 months - Interest applies after 12 months - Lien may be filed for repayment protection - Estate/heirs remain responsible if ownership changes

1. Schedule a free property walkthrough. 2. Approve our custom repair plan and cost estimate. 3. We handle the rest—contractors, project management, and sale!